13. Financial strain, planning, & pivoting to Locums with Adam Kearns, CRC

Are you struggling with money after your pregnancy or infant loss?  Maybe you are brainstorming ideas to pay for the care of a fertility specialist.

Are you taking time off or cutting back your hours?

Maybe you are curious about working as an independent contractor/Locums, but can't figure out how the retirement, healthcare coverage, and disability insurance will work out.

In today's episode, Adam Kearns, CRC, shares nearly two decades of experience and knowledge in the area of financial planning.  

Show Notes:

• What to do if your income has decreased
• Budget and expenses worksheet
• Tap into HR resources
• Borrowing against your current retirement savings; Plan Agreement Summary; interest and tax considerations
• Handling student loans
• Exploring work as an independent contractor/Locums
• SEP IRA
• If you need health insurance
• Disability insurance - a financial planner can help you read the fine print
• How to find a financial planner and questions to ask
• Adam has a flexible schedule to meet customer's needs (early mornings, evenings, weekends)
• Factoring in your current, employer based plans with additional retirement savings and investments
• Online tools to help you see all your investments in one place

Links mentioned:

• Adam Kearns, CRC website
• Budget and Expense Worksheet
• Adams Schedule to Meet With You
•  Adam's contact information: 
  • Email: adam.kearns@lpl.com
  • Phone: (412) 719-5083
  • LinkedIn: www.linkedin.com/in/adam-kearns-lplfinancial/   

Virtual Support Group for Healthcare Providers after pregnancy and infant loss

• 2nd Monday of every month
• 7:45-8:45pm EST
• Led by Amy Pelkey, CRNA and Whitney